Terms of Service

1. Acceptance of Terms

By accessing and using The Purple Wings ("Platform", "Service", "we", "us", or "our"), you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our Platform.

2. Description of Service

The Purple Wings is a financial literacy and education platform designed to empower women through:

• Educational courses and lessons on personal finance
• Interactive quizzes and assessments
• Progress tracking and achievement systems
• Community resources and support
• Blog articles and financial tips

3. Educational Purpose Only

You should consult with qualified professionals before making any financial decisions. We do not guarantee any specific financial outcomes from using our educational materials.

4. User Accounts

To access certain features, you must create an account. You agree to:

• Provide accurate and complete registration information
• Maintain the security of your password and account
• Notify us immediately of any unauthorized access
• Be responsible for all activities under your account
• Not share your account with others

5. User Conduct

You agree not to:

• Use the Platform for any illegal purpose
• Harass, abuse, or harm other users
• Post false, misleading, or inappropriate content
• Attempt to gain unauthorized access to the Platform
• Copy, distribute, or modify our content without permission
• Use automated systems to access the Platform (bots, scrapers)
• Impersonate others or misrepresent your affiliation

6. Intellectual Property

All content on The Purple Wings, including but not limited to text, graphics, logos, courses, and software, is owned by The Purple Wings or its licensors and protected by copyright, trademark, and other intellectual property laws.

You may access and use the content for personal, non-commercial educational purposes only. You may not reproduce, distribute, modify, or create derivative works without our express written permission.

7. Privacy

Your use of the Platform is also governed by our Privacy Policy. By using the Platform, you consent to our collection and use of your data as described in the Privacy Policy.

8. Free Service and Pricing

Currently, The Purple Wings offers its educational content free of charge. We reserve the right to:

• Introduce premium features or paid content in the future
• Modify or discontinue features at any time
• Change pricing with reasonable notice to users

9. Disclaimer of Warranties

THE PLATFORM IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. We do not warrant that the Platform will be uninterrupted, error-free, or free of viruses or other harmful components.

10. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE PURPLE WINGS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, OR OTHER INTANGIBLE LOSSES ARISING FROM YOUR USE OF THE PLATFORM.

11. Termination

We reserve the right to suspend or terminate your access to the Platform at any time, with or without cause or notice. You may also terminate your account at any time by contacting us.

12. Changes to Terms

We may modify these Terms of Service at any time. We will notify users of significant changes via email or Platform notice. Continued use of the Platform after changes constitutes acceptance of the modified terms.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the Commonwealth of Massachusetts, without regard to its conflict of law provisions.

14. Contact Information

If you have any questions about these Terms of Service, please contact us:

15. Entire Agreement

These Terms of Service, together with our Privacy Policy, constitute the entire agreement between you and The Purple Wings regarding the use of the Platform.