Module 7: Home Ownership & Real Estate
Making smart housing decisions
Course Lessons
Should You Rent or Buy?
Deciding whether to rent or buy a home is one of the biggest financial choices many people make. This lesson explores the trade-offs, costs, and non-financial factors so you can make a decision that fits your life, not just the market hype.
Getting Mortgage-Ready
Before you shop for a home, it helps to get your finances in shape. This lesson explains how lenders look at credit, income, and down payments, and what mortgage pre-approval really means for your buying power.
Understanding Mortgages
Mortgages can seem complex, but the core ideas are straightforward. This lesson explains common loan types, how interest rates and terms affect payments, and what to look for when comparing mortgage offers.
The Home Buying Process
Buying a home involves more than picking a property you like. This lesson walks through the major steps: searching, making offers, inspections, appraisals, closing, and finally moving into a home that fits your finances and lifestyle.
Homeownership Costs Beyond the Mortgage
A mortgage payment is only part of the cost of owning a home. This lesson explores ongoing expenses like maintenance, repairs, taxes, insurance, and unexpected issues so you can budget realistically for life as a homeowner.