Module 2: Budgeting & Cash Flow Management
Taking control of your money
Course Lessons
Creating Your First Budget
Learn how to build a simple, realistic first budget that reflects your actual life—not a perfect spreadsheet—and sets you up for stronger cash flow and better financial decisions.
Tracking Your Spending
Learn practical ways to monitor where your money is really going so you can adjust your budget, catch problems early, and strengthen both personal habits and future client conversations.
The 50/30/20 Rule
Explore the 50/30/20 rule as a simple starting framework for allocating income across needs, wants, and future goals—and learn when to adapt it to fit different incomes, debt levels, and life stages.
Adjusting Your Budget
Learn how to update your budget as life changes—handling irregular expenses, pay raises, setbacks, and new goals—so your plan stays realistic, flexible, and sustainable over time.